As an employer of employees posted to work in Denmark, you have a series of obligations in relation to industrial injuries. The two most important are:
- Your obligation to take out industrial injury compensation insurance for your employees
- Your obligation to report accidents
The obligation to take out industrial injury insurance
You must insure your employees against occupational diseases by registering with Labour Market Insurance and against industrial accidents by taking out insurance with an occupational compensation insurance company.
When you employ someone you must take out insurance for that person.
You are not obliged to take out industrial insurance for a person who works in your private household for fewer than 400 hours per year.
Reporting industrial injuries
As an employer, when you report an industrial injury, it will be your insurance company that bears the costs of the injury. That means that the insurance company pays the costs of processing the case and any eventual compensation.
Reporting work accidents
You are obliged to report all work accidents. An accident is an injury to a person caused by an event or exposure at work that occurs suddenly or within 5 days.
You must report injuries to your insurance company no later than 9 days after the injury occurs. Minor injuries, such as bruises, should not be reported.
Injuries that are not reported initially must be subsequently reported if the injured party has not resumed their usual duties in full no later than 5 weeks after the injury occurs. In which case you must report the injury no later than 5 weeks after the injury occurred.
Companies with a Danish CBR must notify occupational accidents digitally via EASY, which can be found at Virk.dk.
Notify an occupational accident via EASY (in Danish)
Foreign companies with no Danish CBR number can notify occupational accidents via special input to Virk.dk. The company’s RUT number must be entered here.
Notify an occupational accident as an employer with no CBR number (in Danish)
Foreign companies with neither CBR nor SUT number and members of the public can notify using a form.
Notify occupational accidents using a form
Fatalities that may have been caused by an industrial injury and fatalities that occur at a workplace must be reported to Labour Market Insurance within 48 hours. Call + 45 20 42 63 97
Reporting occupational diseases
As an employer you are not obliged to report occupational diseases.
If one of your employees possibly has an occupation disease he or she can consult with their own doctor to report it.
For employers an industrial injury case usually proceeds as follows:
Fines and requirements for payment
If you are obliged to take out occupational injury insurance for your employees and register with Labour Market Insurance and fail to do this, you will be fined.
If you have not taken out industrial injury insurance and one of your employees suffers an injury, Labour Market Insurance will extend insurance coverage on your behalf. Afterwards you will have to pay compensation and the costs of the case to the injured party.
If you are under an obligation to report accidents and assist Labour Market Insurance in investigating the case and fail to do so, you will be fined.